These terms apply when you download, buy or use a Bump and Beyond product. By placing an order, you agree to them.
What you get
Our products are digital spreadsheet templates (.xlsx files) made for Google Sheets. You get a personal, non-transferable licence to make and use copies for yourself and your household. You may not resell, sublicense, redistribute or publicly share the template, or your copy of it, whether it is free or paid.
Not financial advice
Our products are planning tools. They are not financial, tax, medical or legal advice. Any categories, figures or examples are for illustration only. For decisions about your own situation, use your own judgement or consult a qualified professional.
Accuracy
We work hard to make our templates accurate and useful, but we can’t guarantee that they are error-free or that they suit every situation. The results depend on the numbers you enter. Please check the totals that matter to you. To the extent the law allows, we are not responsible for decisions made using our products.
What you need
Our products are made for Google Sheets, which needs a free Google account. The files also open in Microsoft Excel and Apple Numbers, but some features, such as the small in-cell charts, only work in Google Sheets. They work best on a laptop or desktop browser. Google Sheets, Excel and Numbers are third-party services, and we are not responsible for their availability.
Prices, payment and delivery
Prices are shown in US dollars (USD) at checkout. Your product is delivered digitally as soon as your order is complete. See our Delivery Policy.
Your download link always gives you the current version of the file. Files you’ve already downloaded, and copies you’ve already made, are not changed.
Launch offer
The First-Year Budget Sheet is free for orders placed from until 23:59 India Standard Time on . Orders placed after that cost $9.99. If you ordered it during the free period, you keep your copy and your download link. The First-Year Starter Sheet is free. We won’t change the offer dates without saying so on this website.
Refunds
All sales are final. The only exceptions are non-delivery or a broken link that we can’t fix within 3 working days, duplicate charges, and a charge for the Budget Sheet on an order placed during the free launch period. See our Refund & Cancellation Policy.
Changes to these terms
We may update these terms from time to time. The version on this page when you place your order is the one that applies to that order.
Contact
Questions about these terms? Email hello@bumpnbeyond.org.
Last updated: 6 November 2026.